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How to Start a Conversation About Money with Your Kids Using Groceries

"As parents, we teach our kids about things we feel competent in. That's why so many parents don't teach their kids about money." -Dave Ramsey Starting the conversation about money and all it entails with your children can be tough. It's hard to know what topics they are ready for at each age and stage and if you feel lacking in your own financial experience or success, there can be a fear of steering them in the wrong direction added on top of that. But the good news is that you don't need to have all the answers; simply starting to talk about money with your kids can open the door to discussions and questions that will guide your conversations and build your...

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How to Encourage Your Kids to Be Grateful and Inspire Generosity

   "Gratitude unlocks the fullness of life. It turns what we have into enough, and more." - Melody Beattie As an Amazon Associate I earn from qualifying purchases. I think it’s safe to say that most parents have been there - stuck in the middle of a toy aisle with a whining or crying, or heaven forbid, lying-on-the-floor child who’s upset about not being able to get a toy they just saw for the first time five minutes ago. It can be tough for kids to control their emotions but helping them cultivate a gratitude practice can teach them to start focusing more on what they DO have, rather than what they DON’T have. And in turn, those fledgling feelings...

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3 Ways to Use the Invest Category

Beyond the Bank binders include a category called Invest. It's intended to be a very long term savings and possibly a way for kids to start learning the concepts of compound interest. Here are three ways this section can be used, depending on how involved the parents or adults want to be. 1 - A simple long term savings category The Save category is designed for short term savings - teaching kids about delayed gratification and how to recognize their values as they add items to their Wish List and save up to buy them. But the long term savings category is just as important for building the skills that will help them save up cash cushions and retirement accounts as adults. Treating...

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